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Tuesday, August 2, 2011

Looming demise of USZ: Investors Pull $40 Billion From Money Market Funds


Business Insider reports that short-term credit markets are already hemorrhaging, thanks to the lack of progress on the debt deal in USZ Congress. This week, banks moved $37.5 billion from money market funds that are invested in Treasuries and other presumably safe securitiesDealbook reported — “the biggest weekly drop this year.” Just between Monday and Wednesday, investors pulled $17 billion treasury-only funds. Peter Crane, President of Crane Data, told Dealbook why these initial withdrawals should not be ignored: “It’s big, no doubt about it,” he said. Seventeen billion isn’t a run, but it’s definitely indicative that investors are shifting their assets.

If this were to continue for another week or two, it would be very disturbing”. Yields on long-term bills haven’t spiked, but bills coming due on the first Thursday after the Aug. 2 deadline have gone up by between 5 and 15 basis points. On Wednesday, only a paltry $1 million was invested  in bills that come due in 81 days or more, a sign that investors want quick access to their money. Money managers at Fidelity are steering clear of T-bills that mature in the week immediately following the August 2nd deadline.  Just in case the unthinkable happens.

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